Services & products
Services and products that catter for all your needs
LOANS
Access affordable loan solutions to meet your personal or business needs, with flexible repayment terms that work for you; Normal, Business, School fess, Kumanga, Fertilizer, Group, Emergency, Pasavute and Pay-day loan
SAVINGS
Secure your future with our attractive savings plans designed to help you grow your wealth over time; Ordinary Savings, Fixed deposit, Ordinary Shares, Christmas savings and Children Savings
SHARES
Become a part of our cooperative by investing in our share products, offering you a stake in our success.
about
Umodzi SACCO
Limited
Umodzi SACCO Limited is a member-owned financial cooperative based in Lilongwe, Malawi, dedicated to serving both payroll-based and non-payroll members. We believe in empowering our members to achieve their financial dreams through a comprehensive range of financial services tailored to meet your needs.
Our mission is to provide reliable financial services tailored to meet the needs of our community.
OUR
Numbers
Branches
+
In assets
+
Members
+
Products
Why
choose us?
Affordable Loans: Access loans at low-interest rates, helping you achieve your personal and business goals without the burden of high fees.
Flexible Savings Options: Secure your future with options like shares and fixed deposit accounts, designed to help you save consistently and grow your wealth over time.
Member-First Approach: Unlike traditional banks, we prioritize the financial well-being of our members over profit. As a member, you become a part-owner, sharing in our success and benefiting from our services.
Community-Focused Growth: We are dedicated to uplifting our members and the community by promoting financial literacy and supporting sustainable growth.
guiding
Values
Integrity
Accountability
Effectiveness
Team work
Fairness
Join the community!
Take a step towards achieving your financial dreams by becoming a member of Umodzi SACCO Limited.