About

Umodzi SACCO Limited

Have questions or feedback? We’re here to help. Whether you have inquiries about our services or want to share your experience, your input is invaluable to us. Reach out today, and let’s work together toward your financial success.

Who We Are

Founded on the values of cooperation and community, Umodzi SACCO Limited is a member-owned financial cooperative based in Lilongwe, Malawi. We serve both payroll-based and non-payroll members, offering a range of tailored financial services that empower individuals, families, and businesses to achieve their financial dreams. As a SACCO (Savings and Credit Cooperative Organization), we prioritize the well-being of our members over profits, ensuring that our services are always designed with you in mind.

Umodzi SACCO operates under the oversight of the Malawi Union of Savings and Credit Cooperatives (MUSCCO) and is regulated by the Reserve Bank of Malawi. Our commitment to compliance and transparency means you can trust that your finances are in safe hands.

Our Mission

To deliver accessible and affordable financial services that foster economic independence and growth for our members, while contributing to the broader well-being of our community.

Our Vision

To be the trusted partner in financial empowerment, providing innovative and sustainable solutions that lead our members toward financial freedom and prosperity.

Our Values

  • Member-Centric: We place our members at the heart of every decision we make, ensuring our services directly benefit them.
  • Transparency and Integrity: Operating with the highest standards of accountability and transparency, we strive to earn and maintain the trust of our members.
  • Empowerment Through Financial Literacy: We believe that education is key to financial success, and we work to equip our members with the knowledge and tools they need to thrive.
  • Community Commitment: Umodzi SACCO is committed to uplifting the communities we serve, promoting growth and opportunity for all.

Join the community

Becoming a member of Umodzi SACCO means becoming part of a community that values your success and supports your growth. Together, we can achieve financial freedom and make a positive impact on our lives and community.