Frequently

asked question

How to become a member?

By simply filling in our membership form with your correct details.

Who can become a member?

Anyone working in Malawi

When can a new member start accessing our loan products?

Immediately after joining for all civil servants.

How long does it take to process a loan?

Instantly for short term loans, 48hrs for all long-term loans.

Can one still be a member after retirement?

Yes, an individual can still be a member of Umodzi Sacco even after retirement