About Umodzi SACCO Limited

Empowering Financial Growth Through Cooperation & Community

Who We Are

Founded on the values of cooperation and community, Umodzi SACCO Limited is a member-owned financial cooperative based in Lilongwe, Malawi.

We serve both payroll-based and non-payroll members, offering a range of tailored financial services that empower individuals, families, and businesses to achieve their financial dreams. As a SACCO (Savings and Credit Cooperative Organization), we prioritize the well-being of our members over profits, ensuring that our services are always designed with you in mind.

Umodzi SACCO operates under the oversight of the Malawi Union of Savings and Credit Cooperatives (MUSCCO) and is regulated by the Reserve Bank of Malawi. Our commitment to compliance and transparency means you can trust that your finances are in safe hands.

Umodzi SACCO Team

Our Mission

To deliver accessible and affordable financial services that foster economic independence and growth for our members, while contributing to the broader well-being of our community.

Our Vision

To be the trusted partner in financial empowerment, providing innovative and sustainable solutions that lead our members toward financial freedom and prosperity.

Our Core Values

Member-Centric

We place our members at the heart of every decision we make.

Transparency & Integrity

We operate with the highest standards of accountability.

Financial Literacy

We equip members with knowledge and tools to thrive financially.

Community Commitment

We uplift the communities we serve, promoting growth for all.